Business Owners
Strategy Beyond the Balance Sheet.
Running a business requires more than growth. We provide integrated advisory support that connects risk management, capital allocation, and personal wealth alignment.
What Helps Set Us Apart
Prepared, Not Reactive
"It’s an ever-changing landscape of risk. We help business owners anticipate what’s around the bend and structure decisions with flexibility, not guesswork."
Our Approach
As a Certified Plan Fiduciary Advisor (CPFA®), Jim leads a dedicated team focused on providing investment fiduciary services designed to assist plan sponsors in addressing their fiduciary obligations and overseeing their retirement plans.
Plan Management
Our dual approach balances rigorous plan management with a personal touch, providing individualized financial planning tailored to help ensure every employee has a clear path toward their financial goals.
Participant Education
We provide tailored participant education to help every employee navigate their investments with more confidence — from first-time contributors to those approaching retirement.
Our Mission
Whether consulting with plan sponsors on fiduciary responsibilities or helping a participant make their first investment, our mission is the same: providing the clarity and expertise needed to help build a secure financial future.
Jim Ferrari is one of the educators with The Establishment, a “doing business as” name for MML Investors Services, LLC when offering the classes and financial events detailed on their website. Their financial advisors are investment advisor representatives and registered representatives of MML Investors Services, LLC (Member SIPC) and are licensed insurance agents or brokers of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA, and/or other affiliated or unaffiliated insurance companies. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Classes and financial events are general in nature, and not personalized for any attendee’s specific situation. Financial advisors will not recommend specific securities during classes or financial events. For licensing and more information, please click here.//https://www.theestablishmentnys.com/licensing//
Assess Fiduciary Compliance.
We are available to assist plan sponsors with their plan review in order to help assess whether they are compliant with ERISA's fiduciary requirements, and assist in identifying areas that may require attention.
We make available educational resources to help plan sponsors:
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Understand and meet fiduciary obligations
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Identify procedures for tracking the receipt and evaluation of ERISA 408(b)(2) disclosures
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Meet the plan participant 404(a)(5) fee disclosure requirements
Communication
We can assist the plan sponsor in developing procedures to satisfy their obligations of responding to participant requests for additional information.
Documentation
We can assist plan sponsors to establish an inspection-ready ERISA file to properly store files and document specific decisions regarding retirement plans.
Plan Benchmarking
We are available to compare a plan's services, investments, features, and fees versus those of similar plans in similar sized organizations.
Strategic Advisory for Business Owners
Your business is likely your largest asset. It deserves more than surface-level planning.
We help business owners strengthen capital decisions, manage layered risk, and align business strategy with long-term personal wealth planning. The goal is not just growth — it’s durability, flexibility, and clarity.
Advisory & Strategic Planning
Plans designed to reflect your goals and priorities
Owner Wealth Integration
Practical Tools for Everyday Financial Health
Risk & Capital Structure Review
Real-Time Insights on Your Spending
Employer Sponsored Retirement Plans
Education and support at all levels